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Posted: Tuesday, August 15, 2017 4:02 AM

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Save with cheap auto insurance in Des Moines. Get free instant quotes, compare top insurers. Special online rates for Iowa drivers.

Save up to 45% with liability or full coverage car insurance. Start comparing the lowest quotes possible from top providers in Des Moines online now. The online quotes you'll receive are absolutely free and you are never under obligation of any kind. Be sure to complete complete at least 2 rate quotes (each form takes about 5-8 minutes to complete) to ensure getting the lowest rate possible.


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When looking for cheap car insurance in Iowa work smarter not harder. Getting free instant quotes online is convenient, so if you're doing your insurance shopping online, make your experience safer and easier and get started now. If you buy insurance coverage that will meet the Iowa automobile financial responsibility law, you must purchase the minimum required amount at least. The current minimum liability limits are $20,000 for each injured person, up to a total of $40,000 per accident, and $15,000 for property damage per accident. This basic automobile policy is called 20/40/15 coverage. Young drivers must also comply with financial responsibility laws. In most cases parents can add their minor kids to their automobile coverage to satisfy the state financial responsibility requirements. Some insurance providers offer a discounted rate for teenagers who have completed an Iowa graduated driver's license (GDL) system for drivers under age 18. Insurers use the kind of vehicle you drive, how and when you use your vehicle, where you park you vehicle at night, and the policy limits you choose to determine the rates they will offer you. Depending on the types of coverage you purchase, automobile insurance pays for medical expenses, court costs, vehicle replacement or repair, rental cars, towing, and other expenses. Insurance providers strongly recommend that drivers carry more than the state-required minimum liability coverage. Opting for a policy that only includes state requirements may help drivers get the best premiums. However, Iowa uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. The state-minimum required liability insurance coverage does provide some protection for the other motorist, but folks who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits. Have you recently married, divorced, switched jobs, or relocated to a new place? When your life changes, your automobile insurance should as well. Analyze your current needs and start comparing quotes now for low cost car insurance.

For more information on the city of Des Moines go to the Official Des Moines IA Website.



As of the census of 2010, there were 203,433 people, 81,369 households, and 47,491 families residing in Des Moines. Population density was 2,515.6 inhabitants per square mile (971.3/km2). There were 88,729 housing units at an average density of 1,097.2 per square mile (423.6/km2).
There were 81,369 households of which 31.6% had children under the age of 18 living with them, 38.9% were married couples living together, 14.2% had a female householder with no husband present, 5.3% had a male householder with no wife present, and 41.6% were non-families. 32.5% of all households were made up of individuals and 9.4% had someone living alone who was 65 years of age or older. The average household size was 2.43 and the average family size was 3.11.
The city has a total area of 82.60 square miles (213.93 km2), of which, 80.87 square miles (209.45 km2) is land and 1.73 square miles (4.48 km2) is water. It is 850 feet above sea level at the confluence of the Raccoon and Des Moines Rivers.
For more interesting facts, please check out Des Moines, Iowa Facts.

Offering free car insurance quotes for ALL of Des Moines and Polk County Iowa including Zip codes: 50301 50302 50303 50304 50305 50306 50307 50308 50309 50310 50311 50312 50313 50314 50315 50316 50317 50318 50319 50320 50321 50333 50336 50340 50368 50393 50394 50395


For more information on automobile insurance in IA, visit the Iowa Insurance Division.

311 E 5th St, 50309    google map | yahoo map

• Location: Des Moines, Iowa

• Post ID: 9907997 iowa

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